Buy with creative solutions: subject-to, seller financing & more
Why Homeowners Work With Us
We close fast using private capital — no banks, no delays
We can increase your final price and make principal-only payments
If you want a future payout, we can structure a buyout timeline that fits your goals
Your loan or equity is recorded and protected with proper documentation
We use licensed escrow/title companies and work with your attorney or agent
You stay informed and in control — we operate with full transparency
What Seller Finance Looks Like With Us
We take full ownership of the property and become responsible for everything
You receive a signed promissory note for the full amount owed
Your lien is recorded at the County Clerk Recorder’s Office in second position, just like a bank
You receive steady monthly payments — and a lump sum if agreed at a future date
Creative Financing Explained
Here is one of my business partners explaining Subto and creative financing in a simple way:
Why Smart Sellers Choose Seller Financing
📊 Tax Deferral with Installment Sales
Defer capital gains taxes over time instead of paying them all upfront.
💰 Passive Income Secured by the Property
Earn monthly income like a lender — without owning or managing the property.
🧾 Full Transparency with Legal Review
We welcome your attorney or agent and always close through licensed title and escrow companies.
🛠 Flexible Payout Options
We can pay over time or include a final buyout later — structured to fit your needs.
Schedule Your Free Call
Fill out the form below and we’ll contact you as soon as possible.
About S&H Consulting Solutions LLC
S&H Consulting Solutions LLC is based in Wyoming and handles all consulting calls, document coordination, and assignment facilitation. Our team uses phone consultations, DocuSign, and creative deal structuring to make your experience seamless.
Our New Jersey real estate acquisitions are managed through Strategic Ventures LLC, giving us boots on the ground in NJ while maintaining privacy and compliance through our consulting branch.
Trusted locally and proud to serve New Jersey, Philadelphia, and beyond